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Calfee’s Commercial Lending practice represents clients in all aspects of domestic and international transactions, financings, and debt structures.

The firm’s commercial attorneys counsel financial institutions and borrowers in analyzing, structuring, documenting, and negotiating all aspects of finance in private, public, syndicated, international, and governmental settings.

We also assist companies in developing and structuring the commercial aspects of domestic and international business relationships including development projects, sales, distribution arrangements, and multinational ventures. We are among those select firms having established an independent practice dedicated solely to commercial business and finance – a practice now setting high standards of excellence for other commercial lending practices.


Chambers USA Band 2 Ranking in Banking & Finance (Ohio)

Calfee's Corporate and Finance practice was ranked by Chambers USA in Band 2 for Banking & Finance in Ohio in 2021. Chambers USA researchers noted that Calfee's banking and finance practice is "Esteemed for its experience in advising major financial institutions and corporate borrowers across a host of banking and finance-related issues, with particular expertise in the manufacturing and industrial sectors. Areas of significant strength include financing corporate transactions, capital markets work, bankruptcy and workout matters and counseling on regulatory compliance."

A client interviewed by Chambers USA researchers relayed, "The banking and finance team has a strong reputation locally and always has their fingers on the pulse of the local transaction community and business leaders." A source added that the practice is "a technically proficient team of tireless workers and strong negotiators." Another source remarked, "Their strengths are their responsiveness and ability to address business issues."

Partner and Co-Chair of Calfee's Corporate and Finance practice, Karl S. Beus, was ranked by Chambers USA 2021 in Band 2 for Banking & Finance in Ohio. A client interviewed by Chambers USA researchers mentioned, "[Karl is] knowledgeable on the subject matter of credit facilities and has a good working relationship with banks." Another client said, "He's a pragmatic deal-maker who always gets to the desired outcome for his clients and is available when needed."

Partner in the Corporate and Finance practice group and a leader of the Private Equity practice, Ann Z. Seger, was ranked by Chambers USA 2021 as an "Up & Coming" attorney in Banking & Finance in Ohio. A client interviewed by Chambers USA researchers noted, "[Ann] is detail-oriented, incredibly responsive and always happy to help regardless of time of day." Another source remarked, "She's proactive, understands and explains market terms well and provides quality recommendations."

U.S. News – Best Lawyers® “Best Law Firms” Rankings

Calfee was selected for inclusion in the 2022 "Best Law Firms" rankings by U.S. News – Best Lawyers in the following areas:

  • Banking and Finance Law (National Tier 3, Regional Tier 1 Cleveland)
  • Commercial Finance Law (Regional Tier 3 Cleveland)
  • Tax Law (Regional Tier 1 Cleveland)
  • Venture Capital Law (National Tier 2, Regional Tier 1 Cleveland)

IFLR1000 (United States), Guide to the World's Leading Financial and Corporate Law Firms and Lawyers

Calfee was selected for inclusion in IFLR1000 – Guide to the World's Leading Financial and Corporate Law Firms in 2021/2022:

  • Nationally in Banking as a Notable Law Firm – United States
  • Ranked as a Tier 1 Law Firm in Ohio for Banking

IFLR1000 researchers quoted a Calfee client describing Calfee's Commercial Lending group in the following way: "Everything they did seemed a level above all my prior dealings with other law firms."





  • Revolving, term, asset-based
  • Multi-currency and international
  • ESOP financings
  • Multi-lender syndications and participations
  • Debt offerings; note purchase arrangements

Commercial Finance

  • Asset-backed structured finance securitizations
  • SBIC equity and debt placements
  • Mezzanine financings
  • Derivatives transactions
  • Interest rate protection
  • Letters of credits and guarantees

Domestic and International Business

  • Sales, distribution and agency
  • Commercial aspects of joint ventures
  • Computer developments and servicing
  • Electronic data interchange

Workouts and Restructurings

  • Secured party sales
  • Troubled debt purchases
  • Facility restructurings
  • Standstill and forbearance arrangements
  • Debtor-in-possession financings
  • Inter-creditor and subordination arrangements

Specialized Banking Services

  • Lender liability audits
  • Special opinion counsel
  • Regulatory compliance; FIRREA
  • Thrift and bank holding companies

Specialized Business Transactions

  • Equipment leasing; sale-leasebacks
  • Project financings
  • Asset acquisitions
  • Bankruptcy acquisitions

News & Events



Practice Contact

"They consistently bring strong talent to any situation, operate in a seamless manner and remain calm even under stressful circumstances."

Source quote from the Chambers USA 2021 Guide

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