Calfee Insurance Coverage Attorney Tae Andrews Quoted in Law360 Insurance Authority Article "Insurance May Not Solve Swalwell's DOJ Concerns"

Mentioned and Quoted

Calfee Insurance Coverage Senior Counsel Tae Andrews was quoted in the June 26, 2025, Law360 Insurance Authority article, "Insurance May Not Solve Swalwell's DOJ Concerns," which explores the legal and insurance implications of public officials obtaining liability insurance amid heightened political scrutiny.  

In the article written by Jennifer Mandato, Tae discusses the scope of coverage available under conventional directors and officers, errors and omissions, and professional liability policies. He emphasizes that these policies "absolutely can cover claims and investigations alleging one or more wrongful acts," and highlights the importance of ensuring coverage extends to subpoenas, civil investigative demands, and document requests.  

Tae advises policyholders to be mindful of policy sublimits or "subcapping," which can significantly reduce available investigative coverage. He also notes that while many policies exclude criminal conduct, some include final adjudication language, meaning exclusions may not apply unless there is a final determination of wrongdoing.  

Tae underscores the evolving risk landscape for public officials, stating, "But given the current state of political affairs, I think that elected officials from both parties can never be too safe and may be wise to take out liability policies to protect themselves." 

Read the full Law360 Insurance Authority article.

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Calfee’s Policyholder Insurance Coverage practice group has helped its clients manage and protect nearly $2 billion in insurance assets in recent years. The team serves corporate insurance policyholder clients in Ohio and nationwide, helping to manage and minimize the risks, losses, and liabilities that pose threats to clients. Calfee’s Insurance Coverage attorneys provide advisory and claims services, assisting clients with the placement and enhancement of their insurance policies, reviews of their existing policies, shaping and pursuing claims to get losses paid by their insurance companies, negotiating resolutions to disputed insurance claims, litigating coverage lawsuits against their insurers, and finding solutions for insurance coverage issues in corporate M&A deals. The team has experience with a wide array of policy types, from newer products such as cyber and M&A representations and warranties insurance, to more traditional policy forms such as commercial general liability (CGL), umbrella, excess, property, D&O, professional liability, and EPL policies, to more specialized policies such as builder’s risk, liquor, and aviation. Calfee's Insurance practice is ranked by Chambers USA 2025 in Band 1 in Insurance: Policyholder Law in Ohio. 

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