Calfee's Tae Andrews Quoted in Law360 Insurance Authority Article "World Cup Spotlights Human Trafficking Coverage Disputes"

Mentioned and Quoted

Calfee Insurance Coverage Senior Counsel Tae Andrews was quoted in the June 11, 2026, Law360 Insurance Authority article, which covers how the FIFA World Cup is drawing attention to insurance disputes involving businesses alleged to have benefited from human trafficking.

The article, written by Eli Flesch, explains that recent court decisions have, in some cases, favored policyholders by finding that negligence-based allegations in underlying trafficking lawsuits may trigger coverage under commercial general liability policies. These rulings suggest insurers could face expanding exposure, even in cases involving serious allegations of trafficking-related conduct.

Tae Andrews noted that claims under the federal Trafficking Victims Protection Reauthorization Act (TVPRA) represent a significant and growing source of legal risk for businesses, particularly in industries such as hospitality, construction, and technology. He emphasized that recent case law developments favor policyholders, with courts increasingly recognizing potential coverage for such claims.

“That’s why it’s so important and good that the case law has developed to the point where most of the underlying TVPRA claims are in fact covered, which is definitely a boon for policyholders,” Tae stated.

Tae explained that these developments underscore the need for ongoing analysis of policy language and legal standards, as insurers modify exclusions and terms. He noted that courts often weigh negligence against intentional conduct in coverage decisions.

The article discusses how insurers revise policy language and exclusions to reduce exposure to trafficking claims, and how heightened regulatory scrutiny from global events like the World Cup may affect future coverage disputes.

Read the full Law360 Insurance Authority article.

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