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Ohio Supreme Court to Issue Opinion on Central Issue for COVID-19 Business Interruption Insurance Claims

Following up on the prior analyses (here and here) that Calfee’s insurance policyholder practice issued regarding insurance coverage for business interruption losses stemming from the COVID-19 pandemic, all eyes continue to be trained on Ohio.

On April 14, 2021, the Ohio Supreme Court officially accepted a certified question from the federal Northern District of Ohio that will have broad and sweeping impacts not only on Ohio policyholders, but throughout the U.S. Specifically, Ohio’s Supreme Court has agreed to consider the following: “Does the general presence in the community, or on surfaces at a premises, of the novel coronavirus known as SARS-CoV-2, constitute direct physical loss or damage to property; or does the presence on a premises of a person infected with COVID-19 constitute direct physical loss or damage to property at that premises?”

Following briefing and oral argument, the Ohio Supreme Court’s decision can likely be expected at some point in late 2021. The case is Neuro-Communication Servs., Inc. v. Cincinnati Ins. Co., No. 2021-0130. 

To discuss how this case may impact the ability of your company to recover any COVID-19 business interruption losses from its commercial property insurer, please contact any member of Calfee’s Insurance Recovery Practice Group.

Calfee Connections blogs, vlogs and other educational content are intended to inform and educate readers about legal developments and are not intended as legal advice for any specific individual or specific situation. Please consult with your attorney regarding any legal questions you may have. With regard to all content including case studies or descriptions, past outcomes do not predict future results. The opinions expressed may not necessarily reflect the view points of all attorneys and professionals of Calfee, Halter & Griswold LLP or its subsidiary. Updates related to all COVID-19 government assistance programs are provided with the most current information made available to Calfee at the time of publication. Clarifications and further guidance are being disseminated from government authorities on an ongoing basis. All information should be reaffirmed prior to the submission of any application and/or program participation.


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