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Commercial Finance and Banking

Mona focuses her practice on representing national, regional and local banks, SBA lenders, other financial institutions, private equity sponsors, and companies in secured and unsecured commercial loan and lending transactions.

Mona has experience structuring, documenting, and negotiating various types of loan transactions, including asset-based and cash-flow-based transactions, term loans, revolving facilities, and construction loans, mezzanine financings, subordinated debt placements, syndicated and single-lender facilities, acquisition financing, working capital financing, and equipment financing. Mona's loan transaction experience also includes loan originations and refinancing, loan maintenance and modifications, loan restructurings, and collateral issues.

Health Care

Mona regularly assists hospitals, DME manufacturers and suppliers, physicians and other healthcare clients on federal and state regulatory issues, HIPAA compliance issues including notice of privacy practices and business associate agreements, Fraud and Abuse, Stark, Medicare and Medicaid reimbursement matters, CLIA issues, RAC appeal matters, and state laws on medical and dental record retentions and patient abandonment. Mona also has expertise with physician groups and health plans including employment agreements between physician practice groups and physicians and pharmacy benefits management, EGWP and other healthcare contracts.

Public Finance

Mona’s practice encompasses various types of public finance issues, including acting as bond counsel in both general obligation and conduit bond and note financings for municipalities, counties, the State of Ohio, colleges and universities, and utility companies, and serving as underwriter’s counsel for national and regional underwriters of tax-exempt and taxable bond issues.

Mona’s public finance transaction experience also includes preparing indentures and supplemental trust agreements, official statements and offering memorandums, bond purchase agreements, continuing disclosure agreements, blue sky surveys, ordinances, among others.

Mona earned her J.D., summa cum laude, from Cleveland-Marshall College of Law in 2011. At Cleveland-Marshall, she was the Research Editor of the Cleveland State Law Review, won awards in a Moot Court competition and was the winner of the Suggs I. Garber Award for Highest Academic GPA in Business Organizations and Taxation and the CALI Excellence for the Future Awards in Antitrust, Taxation I, Mergers & Acquisitions, Estates & Trusts, Employment Law, Legal Profession, and Torts. She also won a Pro Bono and Community Service Award.

While in law school, Mona held concurrent externships with Ohio Supreme Court Justice Maureen O’Connor and Judge Randolph Baxter of the United States Bankruptcy Court, N.D.

Mona earned her B.A. Degree in English from Shijiazhuang University of Economics in China in 2004.

She is fluent in Mandarin Chinese and proficient in English-to-Chinese and Chinese-to-English translation.

Mona joined Calfee in 2011.


J.D., summa cum laude, Cleveland-Marshall College of Law, 2011

B.A. in English, Shijiazhuang University of Economics, China, 2004


Professional & Community

Professional & Community

Leadership Council on Legal Diversity, 2019 Class of Fellows

YWCA Women’s Leadership Institute Cleveland, 2017

Cleveland Council on World Affairs, Citizen Diplomat, 2019 to present

Art Therapy Studio, Board Member, March 2019 to present

CollegeNow Greater Cleveland, Student Mentor, March 2019 to present

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Licensed In

  • Ohio


  • Chinese (Mandarin)
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